Move money, manage spend, and operate globally.

USD, GBP, and EUR business accounts for global teams. Receive money, make payments, and manage team spend in one stablecoin-powered workspace.

Capxul dashboard showing account balances, payroll, approvals, and business spend controls

Capxul connects stablecoin and traditional rails, virtual accounts, business spend, and off-ramp providers through one controlled operating layer, while your business keeps control of its funds.

Trusted by top teams

Business finance, connected

Your finances are spread across too many tools. Bring them together.

We’re building one place for businesses to manage global accounts, invoices, payments, and cash flow.

  • Coordinate team payments

    Manage USD, GBP, and EUR accounts and automate payroll, reimbursements, supplier and invoice payments—all in one place.

  • Stay in control

    Decide who prepares payments and who approves them. Keep the supporting records connected.

  • Understand your treasury

    See your balances alongside money coming in and going out, so you can estimate your runway and plan what comes next.

The same work. A connected workflow.

Records, approvals, payments, and treasury—with the context kept together.

Your business finances,
in one place.

Global accounts, everyday payments, and the tools to stay in control. Built around your business.

Global accounts & stablecoins

Receive with USD, GBP, and EUR account details. Connect bank payments with USDC and USDT through supported routes.

USDUS Dollar
GBPBritish Pound
EUREuro
USDCUSD Coin
USDTTether
Local currencies above stablecoins.

Payments, invoices & payroll

From a supplier invoice to your entire payroll. Prepare, approve, and automate payments in one connected workflow.

Virtual cards

Coming soon

Business spending, funded from your Safe.

Treasury & runway

Keep funds in your non-custodial Safe wallet. See your cash flow and estimate runway from monthly spend.

SafeYour funds.
Your control.
Non-custodial
Cash flow & runwayActualOutlook
JunAugOctJan

Developer SDK

Coming soon

Build your app on Capxul’s financial infrastructure. SDK and developer docs coming soon.

Use Claude & Codex

Bring your financial context into Claude and Codex through MCP—with permissions you control.

The details, connected.

More control over the work around your money.

Auto transfers

Automate money movement while keeping payment authority in your hands.

User permissions

Decide who prepares payments, who approves them, and what each person can do.

Analytics & records

Connect invoices to payments. Analyse transactions and export for your accountant.

Built on trusted infrastructure.

Payments, stablecoins, and business-controlled wallets—built with established infrastructure, brought together in Capxul.

Who Capxul
is built for.

From global teams and cross-border businesses to onchain organisations. A connected financial home for the way you work.

Different businesses. One connected way to manage money.

Select a business to explore

In their own words.

From our Paynest beginnings to the business finance we’re building.

Running Horuslabs means keeping an eye on more than payday. I need to know what’s going out, what’s coming up, and who’s been paid. Having that picture in one place means fewer follow-ups and more time to focus on the team.

DarlingtonCEO, Horuslabs

My clients work in different currencies. With GBP and USD account details, I can receive payments from UK and US clients without figuring out a different arrangement for each one. It makes getting paid—and keeping track of my income—much simpler.

Freelancer

Ideas for business
beyond borders.

Global accounts

Getting paid by UK and US clients.

A practical introduction to GBP and USD account details.

Money movement

Where stablecoins fit in business payments.

Looking beyond the transfer to the work around your money.

Ownership & control

Your treasury. Your team. Your rules.

Understanding non-custodial wallets and payment permissions.

A few things to know

Before you
get started.

Capxul brings global accounts, payments, invoices, approvals, and financial records into one connected workspace. It is built for businesses managing money across local-currency and stablecoin routes.